Private Placement — Seed Round — Reg D 506(b)

Own a stake in the AI system
reinventing debt recovery.

ToEbank Collect AI builds the collection infrastructure lenders and agencies use to recover more, contact fewer people angrily, and stay inside the compliance lines the whole time. We're raising a seed round at a $7,000,000 valuation and opening it to investors at 1% and above.

Submit Indication of Interest → Review Round Terms
$7.0M
Pre-money valuation
1%
Minimum stake
$70K
Minimum investment
SAFE
Instrument type
Product

One system, from first contact to closed account

ToEbank Collect AI runs the recovery workflow end to end — outreach, negotiation, documentation, and escalation — so recovery teams spend their time on the accounts that actually need a human.

01

Voice recovery agents

AI agents place and receive calls, verify right-party contact, and work toward a realistic payment plan using a negotiation policy your team sets and can adjust at any time.

02

Compliance by construction

Call windows, consent, opt-outs, and required disclosures are enforced in the call flow itself, not bolted on afterward — with a full transcript and audit trail for every interaction.

03

Portfolio intelligence

Live dashboards on right-party contact rate, promise-to-pay, and promise-kept percentage, broken down by portfolio segment, agent, and script variant.

04

Open integration layer

A REST API and webhook layer that syncs outcomes, recordings, and payment status back into the collections platforms and CRMs teams already run.

Roadmap

Where the round takes us

The path from pilot to a durable, revenue-generating platform, in the order it actually happens.

01

Pilot deployments

Three design-partner pilots live across a regional lender, a collection agency, and a fintech servicer.

Complete
02

Compliance certification

Independent review of the TCPA/FDCPA guardrail layer ahead of broader rollout.

In progress
03

Seed round close

This raise: extends runway, funds a compliance and integrations hire, and finances a self-serve onboarding flow.

Open now
04

General availability

Self-serve onboarding, expanded portfolio types, and the first cohort of paid annual contracts.

Planned
Round Terms

Estimate your position

Move the slider to see what a given ownership stake costs at this round's valuation. Figures are illustrative, not a binding offer.

InstrumentSAFE, post-money conversion
Pre-money valuation$7,000,000
Minimum stake1.0%
Investor eligibilityAccredited investors only
Estimated investment
$70,000
Resulting ownership
1.0%
FAQ

Before you commit

A SAFE (Simple Agreement for Future Equity) is a contract that gives an investor the right to equity in a future priced round, typically at a discount or valuation cap, rather than issuing shares immediately. It lets an early-stage company raise without pricing a full equity round.
This round is limited to accredited investors under U.S. securities law, consistent with a Regulation D 506(b) private placement. We'll verify accreditation status before any funds change hands.
It reflects current pilot traction, signed and in-progress design-partner agreements, and comparable seed-stage valuations in vertical AI. It is negotiated with the round's lead investor, not an audited or guaranteed figure.
Submitting the form below is not a purchase and creates no binding obligation. Our team will follow up to verify accreditation, share diligence materials, and — if both sides want to proceed — issue subscription documents through our counsel.
Early-stage equity is illiquid and can lose its entire value. There is no guarantee this round closes, that the company reaches a future priced round, or that any investment is ever returned. Invest only capital you can afford to lose.
Indication of Interest

Request access to the data room

This form expresses interest only. It is not an offer, solicitation, or sale of securities, and creates no commitment on either side.

By submitting, you'll be contacted by our team to begin accreditation verification and share diligence materials.

T
ToEbank Collect

AI-powered debt collection technology that increases recovery rates while maintaining full compliance with federal regulations.

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Important: This page describes a proposed private placement of securities in ToEbank Collect AI and is intended solely for accredited investors as defined under Regulation D of the Securities Act of 1933. Nothing on this page is an offer to sell, or a solicitation of an offer to buy, any security, and no such offer or solicitation will be made except pursuant to definitive subscription documents. Investing in early-stage private companies involves substantial risk, including total loss of capital, illiquidity, and lack of dividends; there is no guarantee of any return. Past pilot results are not indicative of future performance. This page is not legal, tax, or investment advice — consult your own advisors before making any investment decision. Securities offerings of this kind are subject to state and federal law, and availability may be restricted in your jurisdiction.